Our current overnight Policy Rate is 3 percent. Home loan would be higher, probably 4.3 percent? FD would be around the same number as the policy rate. This 3 percent is considered low as I started working in 1998. So, I have been through the days when car loans were double digits, home loan was 7 percent and this went down to as low as just 3.x percent for home loan not too long ago.
Interest rate of 6.25 percent is high…
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