The last account; Flexible Account allows the member to withdraw money from this account anytime. As long as there is money inside the account. This is the explanation. “Akaun Fleksibel is designed to meet members’ short-term financial needs. Savings in Akaun Fleksibel can be withdrawn by members any time, subject to terms and conditions. However, members are encouraged to withdraw only for emergency purposes and immediate needs only.” Source: https://www.kwsp.gov.my/en/account-restructuring
EPF news: 3.8 million EPF members transferred RM12.6 billion into Flexible Account!
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