Do you know that if someone have accumulated RM100,000 in debts and could not pay them, the creditor may file for bankruptcy action against the debtor? Of course the creditor would prefer to get the money versus filing for bankruptcy but if they did not do so, then more people may just borrow from them and then not paying them back. After all the legal proceedings, the debtor will be declared a bankrupt.
140,000 less bankrupts in Malaysia with new amendments to Insolvency Act
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