Sorry, the answer is not ONLY the home owner. In fact you will soon see why home owner does not necessarily enjoy more when they are compared to the tenant. As usual, these are my views as both a home owner and also a tenant since my college days all the way to my working days. In fact, I told my wife that maybe we could become a tenant again after we retire! Haha. Truth is, when we are 60 etc, there is really no need to stay at one place and that one place only. Just my thoughts. We could move a bit more.
Property Investment 101: Do you enjoy more as a home owner or a tenant?
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