I always tell people that even if we could buy a property using cash, we should still use a loan instead. The reason is so that we could use those cash we have for other investments versus just staying in it and thus earning nothing extra from it. People would tell me that if I take up loans, I will have to pay interest rate. Oh… the 4 percent ish interest rate?
Buy now and pay later is dangerous for some people actually. Regulations coming…
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