{"id":6478,"date":"2024-09-06T06:00:00","date_gmt":"2024-09-05T22:00:00","guid":{"rendered":"https:\/\/flexstar-assets.com\/v4\/2024\/09\/06\/bnms-decision-on-opr-do-we-have-to-pay-a-higher-mortgage-interest\/"},"modified":"2024-09-06T06:00:00","modified_gmt":"2024-09-05T22:00:00","slug":"bnms-decision-on-opr-do-we-have-to-pay-a-higher-mortgage-interest","status":"publish","type":"post","link":"https:\/\/assets.flexstargroup.my\/v4\/2024\/09\/06\/bnms-decision-on-opr-do-we-have-to-pay-a-higher-mortgage-interest\/","title":{"rendered":"BNM\u2019s decision on OPR. Do we have to pay a higher mortgage interest?"},"content":{"rendered":"<p>Some of us get very worried even if interest rate rises just 50 basis points. For a RM500,000 home, a rise of 50 basis points or 0.5% is equivalent to a difference of an extra RM134.95 per month. This is why we should not over-stretch yeah. Alternatively to make up RM135 per month, we only need to reduce a total of 8-9 times from ordering a latte in Starbucks. Or eat bread for 3 days versus a typical RM45 dinner per time. Realistic right?<\/p>","protected":false},"excerpt":{"rendered":"<p>Some of us get very worried even if interest rate rises just 50 basis points. For a RM500,000 home, a rise of 50 basis points or 0.5% is equivalent to a difference of an extra RM134.95 per month. This is why we should not over-stretch&#8230;<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[62],"tags":[],"class_list":["post-6478","post","type-post","status-publish","format-standard","hentry","category-property"],"acf":[],"_links":{"self":[{"href":"https:\/\/assets.flexstargroup.my\/v4\/wp-json\/wp\/v2\/posts\/6478","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/assets.flexstargroup.my\/v4\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/assets.flexstargroup.my\/v4\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/assets.flexstargroup.my\/v4\/wp-json\/wp\/v2\/comments?post=6478"}],"version-history":[{"count":0,"href":"https:\/\/assets.flexstargroup.my\/v4\/wp-json\/wp\/v2\/posts\/6478\/revisions"}],"wp:attachment":[{"href":"https:\/\/assets.flexstargroup.my\/v4\/wp-json\/wp\/v2\/media?parent=6478"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/assets.flexstargroup.my\/v4\/wp-json\/wp\/v2\/categories?post=6478"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/assets.flexstargroup.my\/v4\/wp-json\/wp\/v2\/tags?post=6478"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}