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Malaysians on average will live to nearly 80 years old. In other words, we do need a lot of money to sustain us after we retire at… 60? Or perhaps just work till 70, then it’s easier too. It’s a choice if we remain healthy and able. Okay, what’s the reality on the ground. Do Malaysians actually have enough funds to retire? Perhaps we look at how much a 54 year old Malaysian has in their EPF account? That should give us an idea of the life post-stable income years.

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