Some of us get very worried even if interest rate rises just 50 basis points. For a RM500,000 home, a rise of 50 basis points or 0.5% is equivalent to a difference of an extra RM134.95 per month. This is why we should not over-stretch yeah. Alternatively to make up RM135 per month, we only need to reduce a total of 8-9 times from ordering a latte in Starbucks. Or eat bread for 3 days versus a typical RM45 dinner per time. Realistic right?
BNM’s decision on OPR. Do we have to pay a higher mortgage interest?
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