We have heard this similar story many times from different studies. Generally, what it says is that we do not have enough money to retire. Gloomy but this will always be true, not just for Malaysia but also in most countries, whether they are developing or advanced countries. Anyone telling me that there are countries where the people have enough money to retire is lying.
90 percent of EPF members (under 30 years old) will not have RM240,000 by retirement age!
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