The buy now, pay later (BNPL) scheme in Malaysia has reached RM4.2 billion, with over 97% of 7 million users managing their loans responsibly. This reflects a small unpaid balance of RM147.7 million, indicating manageable debt levels. BNPL offers consumers flexibility while also supporting economic growth, though regulation may be necessary for consumer protection.
BNPL Growth in Malaysia: Insights and Implications for Consumers
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